RUN THE NUMBERS
Check the numbers before you apply.
Enter the property's monthly rent and its monthly payment (principal, interest, taxes, insurance, and dues) to estimate the debt-service coverage ratio.
Estimated DSCR—
Estimate only. Final terms are set from a full review and the current rate sheet.
What the number means
A DSCR of 1.0 means the rent exactly covers the payment. Lenders generally look for coverage at or above 1.0, and stronger deals sit higher. Use this as a quick gut-check, then move into the application when the deal is clear.
Ready to apply for a loan?
Start your application when you're ready, or talk with us first if you want help choosing the right loan.