FOR BORROWERS
Financing built for active investors.
Quick options for purchases, refinancing, and portfolio growth. See whether DSCR, bridge, or construction fits your scenario, with the speed experienced borrowers need and a direct path to closing.
Qualify on the deal
DSCR financing sizes the loan from the property's cash flow, so you can grow a portfolio without conventional income underwriting.
Move quickly
Fix & flip and bridge capital are built for speed, with leverage and terms visible before you commit.
Certainty of closing
Clear early terms, coordinated diligence, and a team that stays ahead of every deadline.
- 1,000+Loans closed
- $750M+Capital provided
- 11 YearsLending experience
Proud member of the American Association of Private Lenders. National lending reach with local presence in Austin, Chicago, and Sarasota.
How it works for you
From first look to funded.
- 01
Share the deal
Tell us the property, borrower, and loan details for a fast initial review.
- 02
Review early terms
We return early feedback and terms so you can judge fit and timing before you commit.
- 03
Close and fund
We coordinate diligence and closing so the loan can fund on your timeline.
Client feedback
Sphinx closed our bridge loan in nine days after another lender fell through at the last minute. The terms matched exactly what they quoted, and their team stayed a step ahead of every deadline.
Ready to apply for a loan?
Start your application when you're ready, or talk with us first if you want help choosing the right loan.