Before you apply
Three quick steps to get ready.
- 01
Run the numbers
Use the fix & flip calculator to check the deal before you start.
- 02
Gather the basics
Property details, the purchase or refinance scenario, and for rentals the lease or market rent.
- 03
Start the application
Submit for an initial review and early terms.
Program FAQ
Fix & Flip loan questions
How much can I borrow?
Up to 90% of loan-to-cost and 75% of after-repair value, from $200K to $10M and up.
How fast can it close?
In as little as 10 days, depending on the file and the diligence required.
Can I refinance into a rental loan after?
Yes. Many investors refinance a completed flip into a DSCR loan to hold it as a rental.
Ready to apply for a loan?
Start your application when you're ready, or talk with us first if you want help choosing the right loan.