Since 2015 · 1,000+ loans closed · $750M+ funded
Swift lending for strategic investors.
Fix & flip, DSCR, bridge, and construction financing, with the speed experienced borrowers need and a direct path to closing.
- 1,000+Loans closed
- $750M+Capital provided
- 11 YearsLending experience
Proud member of the American Association of Private Lenders. National lending reach with local presence in Austin, Chicago, and Sarasota.
LOAN PROGRAMS
Four programs. Headline terms up front.
Start with the financing path that matches the deal, the borrower profile, and the exit plan.
¹ Commercial bridge terms can start around SOFR + 3%. Rate figures are as-published and rate-sheet-governed; confirm current terms before applying.
CHOOSE THE RIGHT PATH
Move quickly toward the right loan.
RECENT FINANCINGS
A sample of what we close.
Recently funded transactions across Sphinx Capital's national lending footprint.
WHAT HAPPENS AFTER YOU APPLY
Three phases. Six steps. A direct path to funding.
RUN THE NUMBERS
Check the numbers before you apply.
Use the DSCR calculator for a quick rent-to-payment read on a rental property, then move into the application when the deal is clear.
Open the DSCR Calculator →CLIENT FEEDBACK
Borrowers cite responsiveness, transparency, and follow-through.
TALK WITH US
Tell us about the deal.
Tell us what property you're buying, refinancing, or building, and we'll point you to the right next step.
Ready to apply for a loan?
Start your application when you're ready — or talk with us first if you want help choosing the right loan.