Since 2015 · 1,000+ loans closed · $750M+ funded
Demystifying Real Estate Finance
Providing fast, flexible financing for residential and commercial properties nationwide.
- 1,000+Loans closed
- $750M+Capital provided
- 11 YearsLending experience
Proud member of the American Association of Private Lenders.
LOAN PROGRAMS
Four programs. Headline terms up front.
Start with the financing path that matches the deal, the borrower profile, and the exit plan.
¹ Commercial bridge terms can start around SOFR + 3%. Rate figures are as-published and rate-sheet-governed; confirm current terms before applying.
CLIENT FEEDBACK
Borrowers cite responsiveness, transparency, and follow-through.
CHOOSE THE RIGHT PATH
Move quickly toward the right loan.
WHY SPHINX
Built to close, not to stall.
Speed you can plan around, on DSCR and fix & flip.
Amount, leverage, rate, and close time before you commit.
Early terms, coordinated diligence, a step ahead of every deadline.
Over half our business comes through partners, and it stays yours.
1,000+ loans and $750M+ funded since 2015.
Built for investors and brokers, not consumer mortgages.
RECENT FINANCINGS
A sample of what we close.
Recently funded transactions across Sphinx Capital's national lending footprint.
WHERE WE LEND
Lending in 46 states, coast to coast.
We fund business-purpose real estate loans nationwide. The four states shown in grey, North Dakota, South Dakota, Vermont, and Alaska, are the markets we do not serve today.
WHAT HAPPENS AFTER YOU APPLY
Three phases. Six steps. A direct path to funding.
RUN THE NUMBERS
Check the numbers before you apply.
Use the DSCR calculator for a quick rent-to-payment read on a rental property, then move into the application when the deal is clear.
Open the DSCR Calculator →TALK WITH US
Tell us about the deal.
Tell us what property you're buying, refinancing, or building, and we'll point you to the right next step.
Ready to apply for a loan?
Start your application when you're ready, or talk with us first if you want help choosing the right loan.